When the Affordable Care Act - ACA, also known as "ObamaCare", was introduced there was a major‘shake-out’ in the industry. Companies that did not want to participate offered alternative plans. However, most of those companies were not strong enough financially to survive.
Today there are only 2 companies offering alternatives to the ACA. I have represented both of them. Today I offer plans from one company, only because it is by far the best plan available. People that can qualify for this plan will generally stay on it until they turn 65 (Medicare age). It has excellent benefits, and it’s more affordable than the competitive plans in the marketplace.